body {
   background-color: #fcfcfc;
	margin: 0px;
	padding: 0px;
}

td {
	font-family:  Calibri, Arial, sans-serif;
	font-size: 14px;
	letter-spacing: 0.02em;
	font-weight: bold;
	line-height: 24px;
	color: #ffffff;
}

.top { height: 36px; padding:0 22px 0 0; margin:0; border-bottom: 3px solid black; border-top: 3px solid black; background-color: #167891;}
.top a { font-size:14px; color: #ffffff; font-weight: bold; letter-spacing: 0.04em; text-transform: uppercase; text-decoration: none;}
.top a:hover { font-size:14px; color: #000000; font-weight: bold; letter-spacing: 0.04em; text-transform: uppercase; text-decoration: none;}

.title {
	font-family: Arial, sans-serif;
	font-size: 24px;
	font-weight: bold;
	font-variant: small-caps;
	color: #ffffff;
}

a { color: #98c9e9; font-weight: bold; text-decoration: underline;}
a:hover { color: #ffffff; font-weight: bold; text-decoration: underline;}

ul {padding: 0 0 15px 14px; margin: 0; list-style-type: disc; font-size:13px; line-height: 17px;}
li { padding:0 0 8px 0;}

.copyright { font-size:14px; font-weight:normal; color: #ffffff;}

.hdr a { color: #167891; font-weight: bold; text-decoration: underline;}
.hdr a:hover { color: #80BEE7; font-weight: bold; text-decoration: underline;}